လုပ်ငန်းရှင်များအတွက်
မီးနှင့်သဘာဝဘေးအန္တရာယ်အာမခံ
Fire & Perils insurance is a type of property insurance that provides coverage against damages caused by fire. It helps policyholders recover financial losses incurred due to fire-related incidents, including the destruction of buildings, personal belongings, and other assets. Aims to assist in the recovery of buildings, products, furniture and equipment damaged by fire and other hazards.
Business Men, Men who own houses and men who do business with their shops should get Fire & Peril Insurance.
Eligibility
- Owner
- Joint-owners
- Spouse of owner
- Any person who owns the property
- Building
- Furnishings
- Machinery
- Tools
- Goods
The term of the policy will be 10 days to 1 year and can be renewed on a yearly basic.
The premium amount may be depending on
- Building class
- Occupation of building
- Adjacent of the building
- Total sum insured
Premium Rate : Min 0.13% ~ Max 3.50%
25% on premium from second year for not having a claim against one’s policy in the first year.
ဆုံးရှုံးမှုကိုကာကွယ်ရန် အခုပဲဆက်သွယ်လိုက်ပါ
Basic Coverage
- Fire
- Lightning
- Explosion caused by gas used for domestic purpose
- Losses or damages of extinguishing
Additional Covers
- Riot,strike and malicious damage : 0.06%
- Earthquake and volcano explosion : 0.10%
- Various types of storm : 0.20% ~ 0.25%
- Flood and inundation : 0.10%
- Subsidence and landslide : 0.10%
- Burglary : 0.25% ~ 1%
- War Risk : 0.10%
Claim Procedure
- One should Inform to the claim hotline in case of any damages or loss.
- One should request the claim together with the Required Documents.
Need To Inform
- If the insured item has moved to a different place.
- If the owner of the insured item has changed.
- If the value of the insured item has changed.